Make extra cash on the side - some ideas

1. Buy things for cheap from goodwill and sell them on eBay
2. Clean up garage and put them on craigslist - this was a simple one
3. Buy tickets in pre sale(amex and citi have some) and then sell them on stubhub for double.
4. Follow Clark Howard on saving
5. Buy name brand products but wait for them to come on sale. I have a calendar I will publish here when is a right time to buy all consumer goods. Example: you would think that buying a big screen tv is best in thanksgiving time, but they are the lowest in March April timeframe.

more ideas coming soon...

Annuity demystified

I am investigating the field of Annuity nowadays. Interest annuity, Variable Life Annuity, Indexed Annuity and Indexed Life Annuity. From what I got till now is that they are all instruments to beat the market returns with putting a floor underneath you in case the markets give way. I will be investigating more and  putting my thoughts in thsi blog post regarding that.